Terms of Service

1. Acceptance of Terms

By accessing or using the Tyvarisx website, software, or any related services (collectively, the "Services"), you agree to be bound by these Terms of Service ("Terms"). If you do not agree to these Terms, you must not access or use the Services. These Terms constitute a legally binding agreement between you and Tyvarisx.

2. Description of Services

Tyvarisx provides AI-powered data analysis, risk assessment, and informational tools intended to support long-term, self-directed investors. The Services are provided for informational and educational purposes only and do not constitute financial, investment, legal, or tax advice. Tyvarisx is not a registered investment adviser, broker-dealer, or financial institution, and nothing within the Services should be interpreted as a recommendation to buy, sell, or hold any security or financial instrument.

3. Eligibility

You must be at least 18 years of age and have the legal capacity to enter into a binding contract to use the Services. By using the Services, you represent and warrant that you meet these eligibility requirements and that your use of the Services complies with all applicable laws and regulations in your jurisdiction.

4. Account Registration

Certain features of the Services may require you to create an account. You agree to provide accurate, current, and complete information during registration and to update such information as necessary. You are responsible for maintaining the confidentiality of your account credentials and for all activities that occur under your account. You must notify us promptly of any unauthorized use of your account.

5. No Financial Advice

All data, analysis, reports, and outputs generated by the Services are provided "as is" for general informational purposes only. Tyvarisx does not guarantee the accuracy, completeness, or timeliness of any information provided. You acknowledge that any investment decisions you make are made at your own discretion and risk, and you should consult with a qualified, independent financial advisor before making any investment decisions.

6. Acceptable Use

You agree not to use the Services to:

• Violate any applicable local, national, or international law or regulation;
• Reverse engineer, decompile, or attempt to extract the source code of any software underlying the Services;
• Transmit any malicious code, viruses, or harmful data;
• Interfere with or disrupt the integrity or performance of the Services;
• Attempt to gain unauthorized access to the Services, related systems, or networks;
• Use automated means to scrape, harvest, or extract data from the Services without prior written consent.

7. Subscription and Payment

Certain features of the Services may be offered on a subscription or paid basis. Pricing, billing cycles, and payment terms will be presented to you at the time of purchase. All fees are non-refundable except as required by applicable law or as otherwise explicitly stated. Tyvarisx reserves the right to modify pricing with reasonable advance notice.

8. Intellectual Property

All content, software, trademarks, logos, and materials associated with the Services are the property of Tyvarisx or its licensors and are protected by applicable intellectual property laws. Nothing in these Terms grants you any right, title, or interest in the Services other than the limited right to use them in accordance with these Terms.

9. Third-Party Services and Data

The Services may integrate with, reference, or rely on third-party data sources, APIs, or services. Tyvarisx does not control and is not responsible for the accuracy, availability, or reliability of any third-party content or services, and your use of such third-party resources is subject to their respective terms and conditions.

10. Disclaimer of Warranties

The Services are provided on an "as is" and "as available" basis without warranties of any kind, whether express, implied, or statutory, including but not limited to implied warranties of merchantability, fitness for a particular purpose, non-infringement, or accuracy of data. Tyvarisx does not warrant that the Services will be uninterrupted, error-free, or secure.

11. Limitation of Liability

To the maximum extent permitted by applicable law, Tyvarisx, its affiliates, officers, employees, and agents shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including but not limited to loss of profits, data, or investment losses, arising from or related to your use of or inability to use the Services, even if advised of the possibility of such damages.

12. Indemnification

You agree to indemnify, defend, and hold harmless Tyvarisx and its affiliates from and against any claims, liabilities, damages, losses, and expenses, including reasonable legal fees, arising out of or in any way connected with your access to or use of the Services, your violation of these Terms, or your violation of any rights of a third party.

13. Termination

Tyvarisx reserves the right to suspend or terminate your access to the Services at any time, with or without notice, for any reason, including but not limited to a breach of these Terms. Upon termination, your right to use the Services will immediately cease, and any provisions of these Terms that by their nature should survive termination shall survive.

14. Changes to the Services and Terms

Tyvarisx reserves the right to modify, suspend, or discontinue the Services, in whole or in part, at any time without liability. We may also update these Terms from time to time. Material changes will be indicated by updating the "Last Updated" date below. Continued use of the Services after changes take effect constitutes acceptance of the revised Terms.

15. Governing Law

These Terms shall be governed by and construed in accordance with the laws applicable in the jurisdiction in which Tyvarisx operates, without regard to conflict of law principles. Any disputes arising from these Terms or your use of the Services shall be subject to the exclusive jurisdiction of the competent courts in that jurisdiction, unless otherwise required by applicable law.

16. Severability

If any provision of these Terms is found to be invalid or unenforceable, the remaining provisions will continue in full force and effect, and the invalid or unenforceable provision will be deemed modified to the minimum extent necessary to make it valid and enforceable.

17. Contact

If you have any questions about these Terms, please reach out via the contact details provided on our Contact page.

Last Updated: This document is a general template and should be reviewed and customized to reflect Tyvarisx's actual practices and applicable legal requirements before publication.